“Seven Secrets to Wealth” and “22 Philosophies of Success of Millionaires”

Welcome to The Web Wealth Warriors Podcast.

There are three things in life that hurt people: worries, arguments, and empty wallets. Learn financial management not just because of the amount of money involved. Financial management is a process; it not only saves money but also brings joy and a sense of achievement in controlling life. There is wisdom everywhere in life. If you don’t manage your finances, your finances won’t manage you.

Desiring wealth is a perfectly legitimate right. You should aspire to be wealthy; if you’re a responsible man or a normal woman, you wouldn’t resist doing so. Almost everyone can live a prosperous and comfortable life as long as they use their brains and strive for it.

Many people fail to realize that wisdom, virtue, freedom, and luck all come from within themselves. Only you can help yourself. It’s inherent in humans to help and improve themselves. The only thing that can truly save humanity is humanity itself. Similarly, our biggest enemy is ourselves – our own timidity, indecisiveness, and stagnation will become obstacles to our success.

Fortune comes quietly. You may have prepared everything to welcome her, but at the critical moment, if you hesitate and waver, everything will be in vain. Just like in a game, you’ve overcome numerous obstacles with the ball and finally arrived in front of the goal. All you need is to make that crucial kick to become the hero on the field. However, if you hesitate at this moment, unwilling to kick decisively, you’ll only watch as the ball is taken away from under your feet, and Lady Luck will gradually slip away from you. Opportunity never waits for anyone. When it comes to you, seize it boldly, and you can change your destiny; if you keep hesitating, it will slip away quickly, and you’ll miss this chance, perhaps even the next and the one after that…

If given the choice between a bucket of fish and a fishing rod, I would choose the fishing rod. Similarly, if given the choice between a bag of gold and a clay tablet engraved with wisdom, I would choose the latter. Just as “Give a man a fish and you feed him for a day; teach a man to fish and you feed him for a lifetime,” it’s better to impart the wisdom of acquiring gold than to simply give gold to others.

There’s a proverb that says, “A mind without wisdom is like a lantern without a candle.” If your mind is in darkness, unable to discern the direction, carrying your gold, not knowing how to use or manage it for your benefit, then you’re in trouble. The path to wealth is rugged, filled with thorns. One careless step could lead you into a maze of traps, which, even if not fatal, could severely damage your vitality. Even if your gold is abundant now, there will come a time when it will run out. What will you do then? While there’s still time, let’s light the lamp of wisdom, timely recognizing the pitfalls ahead, and manage our gold seriously.

We’re not pessimists, but we must also consider the challenges that may arise in the future and plan ahead. When we’re young, we strive to get rich and spend our hard-earned money on luxurious enjoyment, squandering it recklessly. But what about when we grow old? Do we still want to work hard to earn money to sustain ourselves and our families?

“Prevention is better than cure” is the wisdom passed down by our ancestors. Since the future is uncertain, we should make some reliable investments while we can earn enough money now, accumulating a substantial wealth or providing insurance for our families. This not only benefits our families greatly but also ensures a burden-free life for us when we grow old. This is our future security. If everyone could understand this, life would be filled with beauty.

“Where there’s a will, there’s a way.” This is a truth that has been passed down for thousands of years. The first step to wealth is to have a clear idea. You must vividly visualize what you want in your mind. Once you’ve set your belief, you must persevere. You can’t waver, unless you’ve already attained what you desire.

Everyone wishes to become wealthy, everyone sketches their own blueprint for wealth in their minds, but not everyone can realize their dreams. The key to success lies in whether you can elevate your thoughts to the level of belief and persist without wavering. Having unwavering belief enables one to possess fearless courage and irresistible strength. Any difficulties or obstacles will be overcome, paving the way for success to greet them ahead.

Arranging and managing exist in all aspects of social life, and the creed revered by this behavior is: “Everything in the world has its proper place, and they should stay where they belong. Order creates wealth. Regardless of who you are, as long as you can make reasonable arrangements for your income, it’s equivalent to increasing half of your income. Few people who understand financial management are not wealthy.” Meticulous planning can be considered the best manager of wealth. Every penny can exert its power; the key is whether you have given it a place to shine. If you squander it easily, it will disappear from your pocket; if you deposit it in the bank or invest it, it will bring you more money; if you use it to pay off debts, it will give you a bit of freedom. Do not underestimate a penny; your reasonable arrangements will return much more value than the penny itself.

So, pick up pen and paper, start planning for every penny from now on. No matter how formidable obstacles may appear in the distance, you will find that if you stick to the planned route, by the time you get there, the distant obstacles have disappeared. At that time, you will receive unexpected rewards.

We see that some people always manage to seize various opportunities and step by step towards success. We envy their incredible luck. But good luck never falls from the sky. You can’t imagine that when you lie idle and lazy in bed all day, a huge fortune will fall on your head. Good luck is something you strive for yourself. Only through diligent work can you become the luckiest person, seizing more opportunities for wealth.

The famous Enlightenment philosopher, Voltaire, said, “Work banishes three great evils: boredom, vice, and poverty.” Work is our friend. Love your work, and you will enjoy extraordinary pleasure and see the luck it brings you.

Seven Secrets to Wealth:

1. First Secret: Inflate your purse first.
2. . (For example, earn 10 copper coins at once, but only spend 9 of them.)
3. 2. Second Secret: Learn to budget for expenses.
4. 3. Third Secret: Use every penny wisely.
5. 4. Fourth Secret: Everything has risks, invest cautiously.
6. 5. Fifth Secret: Own your own property.
7. 6. Sixth Secret: Lay the foundation for future life.
8. 7. Seventh Secret: Strengthen your money-making skills.

Here are the 22 philosophies of success of millionaires:

1. Life is about investment and returns. If you have money, invest money; if you don’t have money but have experience and skills, invest experience and skills; if you have neither money nor experience and skills but have passion, diligence, and effort, invest passion, diligence, and effort. If you lack money, experience, skills, passion, diligence, and effort, then don’t even think about it.
2. .
3. 2. Finding your own motivation to make money is more important than making money itself.

3. Time is more important than money, opportunity is more important than time, and the determination, motivation, and preparation to seize the opportunity are even more important!

4. Don’t aim too high; opportunities often hide in the corners you overlook.

5. Be willing to invest.

6. Make a decision and act quickly.

7. Always be prepared with resources and ready to seize opportunities, quickly!

8. Treat others with sincerity and kindness; sometimes, opportunities come from others.

9. Give more to others than what others expect.

10. There’s a universal rule for making money: do more, do it faster, use your brains to do it differently, don’t just follow others.

11. Under the premise of grasping the overall situation, don’t pursue hands-on involvement in everything.

12. Have faith, principles, and compassion.

13. Life requires constant adjustment of positioning, but don’t set overly high goals. This way, you will see your progress, and life will be happier.

14. Don’t easily trust contracts or agreements.

15. You must keep your word; a promise is worth a thousand pieces of gold, but there are exceptions for those who don’t keep their word!

16. Don’t engage in businesses where you can afford to win but can’t afford to lose!

17. Don’t invest too much upfront; leave enough cards for yourself.

18. Choose your partners carefully.

19. Don’t evade taxes, but learn to avoid them reasonably.

20. You can utilize journalists, but don’t trust them blindly.

21. Planning for life after becoming wealthy will take you further.

22. Leave yourself a way out to prevent being abandoned by the masses.

If you’re not wealthy now, it doesn’t mean you’re destined to be poor. It’s just because you haven’t found the right path to wealth yet. So, what you lack now is not luck but rather the search – the search for your own financial path. Don’t continue to drift aimlessly or live a mediocre life as before. Don’t just daydream. Pull yourself together and actively seek the path to wealth. Consulting wise individuals with humility is undoubtedly a good way to start.

Wealth is never influenced by the environment. Many people have the idea that “Rely on the mountain to eat the mountain, rely on the water to eat the water; poor mountains and bad waters breed villains,” believing that the environment constrains wealth. However, if that were the case, we would see this scenario: people in the same specific area should all be rich or all be destitute. But the reality is different – people in one city may be wealthy, while neighboring towns may still be impoverished; or the entire country may be prosperous, while neighboring countries struggle in the depths of poverty. Therefore, wealth is determined by your actions. Even if your situation is difficult, it will not be a reason for your poverty. As long as you persistently strive and fully utilize your potential, you will eventually succeed.

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