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this is a big mistake that a lot of people don’t know they just want to become a millionaire over a night and let me be straight with you, it’s impossible, you must GIVE TO TAKE, becoming rich has a price too and that’s why i tell you to go invest on yourself right now and not tomorrow because when you learn then you can practice and take actions and your earnings will come very easy, trust me i have gone through that too, and i know how it feels struggling to earn your first dollars, you just don’t know…


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Are you planning for your retirement? If you are expected to retire within the next year or two, you may be on the hunt for retirement communities. With so many options to choose from, many seniors are wondering, how they can start familiarizing themselves with their options.

The first step in finding a retirement community is to decide on a location. Do you want to stay in your current community? Have you always dreamed of moving to Florida or another location with beautiful weather? If so, now is the time to make your decision. …


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Are you getting ready to retire? If you are, you are not alone. In fact, there is a good chance that many of your friends are reaching the age of retirement as well. Unfortunately, you may find some of these friendships coming to an end or you may at least see a reduction in frequency. Why? Because many retirees are now choosing to relocate, often to their dream vacation destination.

If you find yourself retired and without many friends, you will want to take action. Retirement is a time in life when you should be enjoying yourself. This includes making…


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Are you living day-to-day or from paycheck-to-paycheck? If you are, you are not alone. Many Americans are now finding themselves in a financial crunch. At that same time, financial advisors are still encouraging Americans to save for retirement. This is where you may feel hopeless. There is, however, good news. That good news is that there are still ways that you can save for retirement, even when experiencing financial problems right now.

The first step you should take depends on your age. If you are between the ages of forty and fifty, you will want to closely examine your retirement…


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Are you planning and preparing for your retirement? If you are, you may have some questions. After all, soon-to-be retirees want and should have all of their bases covered. Of course, you can find retirement advice online or seek answers from those you know. There are, however, a number of benefits to meeting with a professional financial advisor. In fact, five reasons why are outlined below.

1 ñ Knowledge and Expertise

While anyone can claim to be a financial advisor, a small amount of research or recommendations from those that you know can help you ensure that you are dealing…


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Are you looking to retire within the next two to three years? If so, it is imperative that you are prepared to make the leap. Retirement can be a fun and exciting time in your life, but only if you are fully prepared for it. To make sure that you are, please continue reading on.

Before retiring from your job, make sure that you and your spouse are properly covered by health insurance. Not taking this step can be costly and it can have a negative impact on your retirement savings.

Most senior citizens are able to qualify for Medicare…


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When it comes to saving for retirement, much focused is placed on saving in your 30s, 40s, and 50s. Of course, you will want to do so. The sooner you start saving for your retirement, the more money you will have. With that said, did you know that you can still save money after you have retired? You can.

Before focusing on a few of the many ways that you can save for retirement after you have already retired, it is important to examine your reasons for doing so. It is no secret that our wants and needs change, sometimes…


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Are you still renting a home or apartment for yourself or your family?

If so, you’re losing money. Think about these three ways you lose money by renting:

1. You’re paying for someone else’s mortgage payment. You’re missing out on the appreciation that the property gives to the landlord. Appreciation is a term used in accounting relating to the increase in value of an asset, which means in real estate terms, added value to the property. Over the past five years, houses appreciated significantly, making many new real estate investor multimillionaires.

2. Renters don’t get to freeze their monthly housing…


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1. Money is made at the buy, not the sell of your flip. When flipping a house your money is made at the purchase not at the sell of the house. So, many times people buy a house with the intensions of making a huge profit only to find out that they could not make any money after all the renovations because the purchased price of the house was to high. When you purchase your property you need to be sure that you buy the house with enough money to make renovations, have carrying cost, and add about 5 $6,000…


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There are times when it is better for a person to rent, but most often home ownership has many more benefits and advantages.

About 10 year ago a had a retired aunt and uncle who rented a condo in Las Vegas. Uncle Jim (not his real name) was a retired minister. Throughout his career he and his wife lived in parsonages, which are homes furnished by the congregation while they ministered there.

He and his wife told me that the biggest mistake they ever made was not to invest in buying a home. In their retirement years, when their other…

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